814 N 26th StBeatriceNE68310
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 814 N 26th St, Beatrice, NE, 68310 in Beatrice the bet is firmly on appreciation. Rental yield 5.78%. The 5.78% gross yield on a $325,000 price is below income-first thresholds, but 5%/yr value growth projects $89,792 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (1.07) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread. Total projected cumulative return: $83,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.2% |
| Monthly Cash Flow | $(629) | $425 |
City averages based on Beatrice market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,566 |
| Total Monthly Debt Service | $2,065 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68310, Beatrice, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,878 (100%) |
| Owner Occupied HU | 3,955 (57.5%) |
| Renter Occupied HU | 2,214 (32.2%) |
| Vacant Housing Units | 709 (10.3%) |
| Median Home Value | $184,418 |
| Average Home Value | $212,807 |
Housing Distribution
Address Breakdown
Residential
6,431
Single Family
5,965
Multi-Family
466
Businesses
692
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68310, Beatrice, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,878 (100%) |
| Owner Occupied HU | 3,955 (57.5%) |
| Renter Occupied HU | 2,214 (32.2%) |
| Vacant Housing Units | 709 (10.3%) |
| Median Home Value | $184,418 |
| Average Home Value | $212,807 |
Housing Distribution
Address Breakdown
Residential
6,431
Single Family
5,965
Multi-Family
466
Businesses
692
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices