814 N 1st StStocktonKS67669
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 814 N 1st St, Stockton, KS, 67669 in Stockton delivers $1,598/mo in gross rent and $437/mo in net monthly income at a $174,500 entry. The 10.99% yield and 2.04 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $48,211 over five years and $1,607/yr in equity from loan paydown, total projected return is $94,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.0% |
| Monthly Cash Flow | $437 | $350 |
City averages based on Stockton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,598 |
| Total Monthly Debt Service | $1,091 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67669, Stockton, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 965 (100%) |
| Owner Occupied HU | 580 (60.1%) |
| Renter Occupied HU | 191 (19.8%) |
| Vacant Housing Units | 194 (20.1%) |
| Median Home Value | $87,879 |
| Average Home Value | $145,776 |
Housing Distribution
Address Breakdown
Residential
760
Single Family
720
Multi-Family
40
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67669, Stockton, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 965 (100%) |
| Owner Occupied HU | 580 (60.1%) |
| Renter Occupied HU | 191 (19.8%) |
| Vacant Housing Units | 194 (20.1%) |
| Median Home Value | $87,879 |
| Average Home Value | $145,776 |
Housing Distribution
Address Breakdown
Residential
760
Single Family
720
Multi-Family
40
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices