814 Main StArtoisCA95913
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 814 Main St, Artois, CA, 95913 in Artois aligned with their strategy. Rental yield 6.5%. DSCR 1.21 and 6.5% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $4,605/yr in paydown build toward a projected cumulative return of $165,003.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.5% | 5.2% |
| Monthly Cash Flow | $(422) | $200 |
City averages based on Artois market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,710 |
| Total Monthly Debt Service | $2,894 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95913, Artois, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 77 (100%) |
| Owner Occupied HU | 50 (64.9%) |
| Renter Occupied HU | 17 (22.1%) |
| Vacant Housing Units | 10 (13.0%) |
| Median Home Value | $691,176 |
| Average Home Value | $881,200 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.99 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95913, Artois, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 77 (100%) |
| Owner Occupied HU | 50 (64.9%) |
| Renter Occupied HU | 17 (22.1%) |
| Vacant Housing Units | 10 (13.0%) |
| Median Home Value | $691,176 |
| Average Home Value | $881,200 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Becky Johns • EXP Realty of Northern California, Inc.
Mls Name: CRMLS
Mls ID: #SN25148280