8136 Bright AveWhittierCA90602
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 8136 Bright Ave, Whittier, CA, 90602 in Whittier is straightforward: $588,000 in, $3,914/mo in rent, $277/mo out after debt service. The 7.99% gross yield and 1.48 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $162,454 by year five. With $5,416/yr in principal equity, the total cumulative return is projected at $240,772.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.5% |
| Monthly Cash Flow | $277 | $200 |
City averages based on Whittier market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,914 |
| Total Monthly Debt Service | $3,404 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
6,899 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90602, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,426 (100%) |
| Owner Occupied HU | 3,466 (36.8%) |
| Renter Occupied HU | 5,572 (59.1%) |
| Vacant Housing Units | 388 ( 4.1%) |
| Median Home Value | $781,602 |
| Average Home Value | $824,171 |
Housing Distribution
Address Breakdown
Residential
8,997
Single Family
5,647
Multi-Family
3,350
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
6,899 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90602, Whittier, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,426 (100%) |
| Owner Occupied HU | 3,466 (36.8%) |
| Renter Occupied HU | 5,572 (59.1%) |
| Vacant Housing Units | 388 ( 4.1%) |
| Median Home Value | $781,602 |
| Average Home Value | $824,171 |
Housing Distribution
Address Breakdown
Residential
8,997
Single Family
5,647
Multi-Family
3,350
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #PW26151643