813 Columbia AveMountain HomeAR72653
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 813 Columbia Ave, Mountain Home, AR, 72653 in Mountain Home: $2,581/mo in rent, $610/mo in net income, 9.44% gross yield, 1.75 DSCR, all at $328,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $90,620 in appreciation and $3,021/yr in principal paydown projects total cumulative return of $163,339.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 4.5% |
| Monthly Cash Flow | $610 | $450 |
City averages based on Mountain Home market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,581 |
| Total Monthly Debt Service | $1,841 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeremy King • Moody Realty, Inc.
Mls Name: United Country
Mls ID: #03075-421170