813 Branding Iron TrlGranburyTX76049
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 813 Branding Iron Trl, Granbury, TX, 76049 in Granbury at $109,000 earns $908/mo in rent and nets $130/mo after the $490/mo payment, a 10% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $30,115 over five years. Ziffy Mortgage underwrites this on a 1.85 DSCR without U.S. credit history. With $1,004/yr in principal paydown, total projected return reaches $50,193.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $130 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $908 |
| Total Monthly Debt Service | $735 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
9,931 sqft lot
$N/A/sqft
$39 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76049, Granbury, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,626 (100%) |
| Owner Occupied HU | 11,149 (76.2%) |
| Renter Occupied HU | 2,044 (14.0%) |
| Vacant Housing Units | 1,433 ( 9.8%) |
| Median Home Value | $376,010 |
| Average Home Value | $441,543 |
Housing Distribution
Address Breakdown
Residential
14,356
Single Family
14,303
Multi-Family
53
Businesses
953
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
9,931 sqft lot
$N/A/sqft
$39 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76049, Granbury, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,626 (100%) |
| Owner Occupied HU | 11,149 (76.2%) |
| Renter Occupied HU | 2,044 (14.0%) |
| Vacant Housing Units | 1,433 ( 9.8%) |
| Median Home Value | $376,010 |
| Average Home Value | $441,543 |
Housing Distribution
Address Breakdown
Residential
14,356
Single Family
14,303
Multi-Family
53
Businesses
953
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandon McGraw • Realty of America, LLC
Mls Name: NTREIS
Mls ID: #20858710
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.