812 4th St WBirminghamAL35204
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Birmingham at 812 4th St W, Birmingham, AL, 35204 uses $48,664 cash to close to unlock $10,373/yr annual cash flow and $864/mo monthly cash flow. Total monthly income runs $1,786/mo, and a $719/mo payment keeps the spread at $864/mo. Purchase price stands at $146,800, and rental yield measures 14.6% with $1,786/mo rent. Return on cash invested shows 41.22% in year one, and 5% annual appreciation builds toward $40,558 over five years. Five-year ROI reaches 217.31% and total cumulative return in cash records $105,753. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,786/mo property income covering a $719/mo payment rather than investor’s personal income.
Single Family
Built in 1920
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35204, Birmingham, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,212 (100%) |
| Owner Occupied HU | 1,563 (30.0%) |
| Renter Occupied HU | 2,607 (50.0%) |
| Vacant Housing Units | 1,042 (20.0%) |
| Median Home Value | $104,329 |
| Average Home Value | $188,864 |
Housing Distribution
Address Breakdown
Residential
4,481
Single Family
4,282
Multi-Family
199
Businesses
420
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