811 Cinnamon LnDuarteCA91010
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.85% yield at 811 Cinnamon Ln, Duarte, CA, 91010 in Duarte is solid, but the $2,273/mo payment compresses net cash flow to $179/mo at $505,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $139,660 by year five, and $4,656/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.45) without U.S. income documentation. Total projected return: $203,229.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 6.5% |
| Monthly Cash Flow | $179 | $1,500 |
City averages based on Duarte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,306 |
| Total Monthly Debt Service | $2,926 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1983
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91010, Duarte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,197 (100%) |
| Owner Occupied HU | 5,378 (58.5%) |
| Renter Occupied HU | 3,467 (37.7%) |
| Vacant Housing Units | 352 ( 3.8%) |
| Median Home Value | $751,802 |
| Average Home Value | $799,109 |
Housing Distribution
Address Breakdown
Residential
8,477
Single Family
6,265
Multi-Family
2,212
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1983
1.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91010, Duarte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,197 (100%) |
| Owner Occupied HU | 5,378 (58.5%) |
| Renter Occupied HU | 3,467 (37.7%) |
| Vacant Housing Units | 352 ( 3.8%) |
| Median Home Value | $751,802 |
| Average Home Value | $799,109 |
Housing Distribution
Address Breakdown
Residential
8,477
Single Family
6,265
Multi-Family
2,212
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Terre Watson • Engel & Volkers La Canada
Mls Name: CRMLS
Mls ID: #PF25158311