810 January AveSaint LouisMO63135
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 810 January Ave, Saint Louis, MO, 63135 in Saint Louis deserves attention. This $139,900 property earns $1,380/mo in rent, a 11.84% gross yield, and nets $509/mo after the $629/mo payment. DSCR 2.19 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $38,652 compounds alongside $1,288/yr in yearly equity build, for a total cumulative return of $85,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 7.8% |
| Monthly Cash Flow | $509 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $816 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
8,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63135, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,808 (100%) |
| Owner Occupied HU | 4,607 (52.3%) |
| Renter Occupied HU | 3,052 (34.7%) |
| Vacant Housing Units | 1,149 (13.0%) |
| Median Home Value | $134,885 |
| Average Home Value | $202,740 |
Housing Distribution
Address Breakdown
Residential
7,987
Single Family
7,774
Multi-Family
213
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1936
8,450 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63135, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,808 (100%) |
| Owner Occupied HU | 4,607 (52.3%) |
| Renter Occupied HU | 3,052 (34.7%) |
| Vacant Housing Units | 1,149 (13.0%) |
| Median Home Value | $134,885 |
| Average Home Value | $202,740 |
Housing Distribution
Address Breakdown
Residential
7,987
Single Family
7,774
Multi-Family
213
Businesses
305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MARIS
Mls ID: #26014842