810 1st St SEStanleyND58784
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 810 1st St SE, Stanley, ND, 58784 in Stanley earns a 8.43% gross yield at $299,000. Rent of $2,101/mo nets $281/mo after the $1,344/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $82,608 and $2,754/yr in equity accumulation project a total cumulative return of $131,388.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $281 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,101 |
| Total Monthly Debt Service | $1,701 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58784, Stanley, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,602 (100%) |
| Owner Occupied HU | 788 (49.2%) |
| Renter Occupied HU | 439 (27.4%) |
| Vacant Housing Units | 375 (23.4%) |
| Median Home Value | $262,912 |
| Average Home Value | $296,754 |
Housing Distribution
Address Breakdown
Residential
920
Single Family
822
Multi-Family
98
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 58784, Stanley, ND area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,602 (100%) |
| Owner Occupied HU | 788 (49.2%) |
| Renter Occupied HU | 439 (27.4%) |
| Vacant Housing Units | 375 (23.4%) |
| Median Home Value | $262,912 |
| Average Home Value | $296,754 |
Housing Distribution
Address Breakdown
Residential
920
Single Family
822
Multi-Family
98
Businesses
150
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A