81 Villa LnCharles TownWV25414
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow81 Villa Ln, Charles Town, WV, 25414 in Charles Town is a top-tier cash-flow asset. At $142,900 it produces $2,923/mo in rent and $2,096/mo in net monthly income, a 24.55% gross rental yield. The DSCR of 4.55 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $25,156. Five-year appreciation adds $39,481, driving a total cumulative return of $188,813.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.6% | 6.8% |
| Monthly Cash Flow | $2,096 | $450 |
City averages based on Charles Town market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,923 |
| Total Monthly Debt Service | $770 |
| DSCR Ratio | 3.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1990
0.46 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1990
0.46 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices