81 Pleasant Dale RdBiglervillePA17307
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 81 Pleasant Dale Rd, Biglerville, PA, 17307 in Biglerville at $439,900 earns $2,928/mo in rent and nets $45/mo after the $1,978/mo payment, a 7.99% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $121,536 over five years. Ziffy Mortgage underwrites this on a 1.48 DSCR without U.S. credit history. With $4,052/yr in principal paydown, total projected return reaches $170,444.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 6.2% |
| Monthly Cash Flow | $45 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,928 |
| Total Monthly Debt Service | $2,708 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
4.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17307, Biglerville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,204 (100%) |
| Owner Occupied HU | 1,627 (73.8%) |
| Renter Occupied HU | 374 (17.0%) |
| Vacant Housing Units | 203 ( 9.2%) |
| Median Home Value | $316,942 |
| Average Home Value | $367,856 |
Housing Distribution
Address Breakdown
Residential
1,949
Single Family
1,949
Multi-Family
0
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
4.68 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17307, Biglerville, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,204 (100%) |
| Owner Occupied HU | 1,627 (73.8%) |
| Renter Occupied HU | 374 (17.0%) |
| Vacant Housing Units | 203 ( 9.2%) |
| Median Home Value | $316,942 |
| Average Home Value | $367,856 |
Housing Distribution
Address Breakdown
Residential
1,949
Single Family
1,949
Multi-Family
0
Businesses
114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: John Lindemulder • Iron Valley Real Estate of Central PA
Mls Name: Bright MLS
Mls ID: #PAAD2019214