81 Oak StGenevaNY14456








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Geneva at 81 Oak St, Geneva, NY, 14456 priced at $214,900 converts $1,440/mo rent into $5/mo cash flow after a $1,052/mo obligation. Total monthly income equals $1,440/mo, and annual cash flow totals $57/yr on $71,239 invested. Return on cash invested prints 19.99% in year one, and rental yield reads 8.04% against a $214,900 entry. Equity gained on principal adds $1,387/yr, while 5% annual appreciation compiles into $59,373 by year five. Five-year ROI reaches 103.92% and total cumulative return in cash sums $74,034. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,440/mo property income covering a $1,052/mo payment, not borrower’s personal income.
Single Family
Built in 1910
2,918 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14456, Geneva, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,085 (100%) |
| Owner Occupied HU | 4,720 (52.0%) |
| Renter Occupied HU | 3,346 (36.8%) |
| Vacant Housing Units | 1,019 (11.2%) |
| Median Home Value | $194,127 |
| Average Home Value | $286,439 |
Housing Distribution
Address Breakdown
Residential
8,137
Single Family
6,987
Multi-Family
1,150
Businesses
868
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