81 James RdFlemingOH45729
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 81 James Rd, Fleming, OH, 45729 in Fleming worth study. Rental yield 0%. The 0% gross yield is below cash-flow benchmarks at $449,500, but 5% annual appreciation, adding $124,189 over five years, frames this as a capital growth position. Rent of $0/mo partially offsets the $2,021/mo payment. Ziffy Mortgage finances appreciation-play properties (0.00 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 1992
3.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45729, Fleming, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 632 (100%) |
| Owner Occupied HU | 531 (84.0%) |
| Renter Occupied HU | 70 (11.1%) |
| Vacant Housing Units | 31 ( 4.9%) |
| Median Home Value | $232,383 |
| Average Home Value | $251,728 |
Housing Distribution
Address Breakdown
Residential
616
Single Family
616
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1992
3.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45729, Fleming, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 632 (100%) |
| Owner Occupied HU | 531 (84.0%) |
| Renter Occupied HU | 70 (11.1%) |
| Vacant Housing Units | 31 ( 4.9%) |
| Median Home Value | $232,383 |
| Average Home Value | $251,728 |
Housing Distribution
Address Breakdown
Residential
616
Single Family
616
Multi-Family
0
Businesses
18
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices