81 Happy AcresBeattyvilleKY41311
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 81 Happy Acres, Beattyville, KY, 41311 in Beattyville at $550,000 earns $3,479/mo in rent and nets $132/mo after the $2,473/mo payment, a 7.59% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $151,955 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $5,066/yr in principal paydown, total projected return reaches $216,798.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 8.2% |
| Monthly Cash Flow | $132 | $250 |
City averages based on Beattyville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,479 |
| Total Monthly Debt Service | $3,129 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
135 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41311, Beattyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,885 (100%) |
| Owner Occupied HU | 1,766 (61.2%) |
| Renter Occupied HU | 659 (22.8%) |
| Vacant Housing Units | 460 (15.9%) |
| Median Home Value | $84,618 |
| Average Home Value | $98,218 |
Housing Distribution
Address Breakdown
Residential
2,310
Single Family
2,310
Multi-Family
0
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
135 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41311, Beattyville, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,885 (100%) |
| Owner Occupied HU | 1,766 (61.2%) |
| Renter Occupied HU | 659 (22.8%) |
| Vacant Housing Units | 460 (15.9%) |
| Median Home Value | $84,618 |
| Average Home Value | $98,218 |
Housing Distribution
Address Breakdown
Residential
2,310
Single Family
2,310
Multi-Family
0
Businesses
170
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary J Renfro • A Unique Realty Company
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #24020300
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.