81 Carroll St #81, Westminster, MD, 21157 | $344/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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81 Carroll St #81, Westminster, MD, 21157 | $344/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Westminster at 81 Carroll St #81, Westminster, MD, 21157 generates $1,651/mo in rent and, after a $871/mo payment, leaves $344/mo in cash flow. Total monthly income is $1,651/mo, and annual cash flow is $4,131/yr on $58,974 invested. Return on cash invested sits at 26.91% in year one, and rental yield is 11.14% on a $177,900 entry. Equity gained on principal adds $1,148/yr, while 5% annual appreciation builds toward $49,150 over five years. Five-year ROI reaches 142% and total cumulative return in cash sums $83,741. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,651/mo property income rather than buyer’s personal income.

Condo

Built in 2006

N/A lot

$N/A/sqft

No HOA

More details about the property

You'll be impressed by this cozy and affordable 2 level gem - ready for the next buyer to make it their new home. Nestled in the desirable Carroll View neighborhood of Westminster, this is an ideal starter home at such an affordable price. From the moment you enter, this bright and beautiful home will welcome you with lots of natural lighting. The slider in the living room keeps the entire first floor nice and bright, and leads to the amazing private outdoor space and patio area. The spacious eat-in kitchen boasts plenty of counter and cabinet space. Upper level features 2-bedroom and 1-bath. Enjoy the convenience of the washer-dryer on the upper level, adjacent to two bedrooms - each with ample closet space. This home is very convenient to all of the shopping and dining options that downtown Westminster has to offer. All of this, plus the ease of never worrying about yard work - the condo fees take care of all landscaping. Don't miss this one!

Neighborhood Data

Neighborhood data shown for ZIP Code: 21157, Westminster, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,358 (100%)
Owner Occupied HU	11,007 (71.7%)
Renter Occupied HU	3,696 (24.1%)
Vacant Housing Units	655 ( 4.3%)
Median Home Value	$438,695
Average Home Value	$477,453