81-7870 Alii DrKealakekuaHI96750
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Kealakekua at 81-7870 Alii Dr, Kealakekua, HI, 96750 projects strong ROI of 1.36%. Rental yield 0.82%. With 5% annual appreciation, the property builds $1,630,061 in value over five years. Equity growth combined delivers a projected five-year ROI of 19.29%, translating into $321,546 in total cumulative return on $1,666,750 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0.8% | 7.5% |
| Monthly Cash Flow | $(29,570) | $200 |
City averages based on Kealakekua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,027 |
| Total Monthly Debt Service | $31,250 |
| DSCR Ratio | 0.13x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
25.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96750, Kealakekua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 901 (100%) |
| Owner Occupied HU | 518 (57.5%) |
| Renter Occupied HU | 286 (31.7%) |
| Vacant Housing Units | 97 (10.8%) |
| Median Home Value | $740,148 |
| Average Home Value | $880,878 |
Housing Distribution
Address Breakdown
Residential
529
Single Family
529
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
25.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96750, Kealakekua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 901 (100%) |
| Owner Occupied HU | 518 (57.5%) |
| Renter Occupied HU | 286 (31.7%) |
| Vacant Housing Units | 97 (10.8%) |
| Median Home Value | $740,148 |
| Average Home Value | $880,878 |
Housing Distribution
Address Breakdown
Residential
529
Single Family
529
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alethea A Lai • Aloha Sotheby's Intl Realty - Hawai'i
Mls Name: Hawaii Information Service
Mls ID: #726441