81-6357 Mamalahoa HwyKealakekuaHI96750
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe income profile at 81-6357 Mamalahoa Hwy, Kealakekua, HI, 96750 in Kealakekua is straightforward: $999,000 in, $6,316/mo in rent, $627/mo out after debt service. The 7.59% gross yield and 1.41 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $276,005 by year five. With $9,201/yr in principal equity, the total cumulative return is projected at $417,026.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.5% |
| Monthly Cash Flow | $627 | $200 |
City averages based on Kealakekua market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,316 |
| Total Monthly Debt Service | $5,291 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
8,430 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96750, Kealakekua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 901 (100%) |
| Owner Occupied HU | 518 (57.5%) |
| Renter Occupied HU | 286 (31.7%) |
| Vacant Housing Units | 97 (10.8%) |
| Median Home Value | $740,148 |
| Average Home Value | $880,878 |
Housing Distribution
Address Breakdown
Residential
529
Single Family
529
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8,430 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96750, Kealakekua, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 901 (100%) |
| Owner Occupied HU | 518 (57.5%) |
| Renter Occupied HU | 286 (31.7%) |
| Vacant Housing Units | 97 (10.8%) |
| Median Home Value | $740,148 |
| Average Home Value | $880,878 |
Housing Distribution
Address Breakdown
Residential
529
Single Family
529
Multi-Family
0
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nicole L Fujitani • Hawaii Life
Mls Name: Hawaii Information Service
Mls ID: #725000