8090 Welcome Orchard PlWelcomeMD20693
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow8090 Welcome Orchard Pl, Welcome, MD, 20693 in Welcome earns its strong cash-flow label: 10.69% yield, $6,852/mo rent, $2,069/mo net income, DSCR 1.98. The $769,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $212,461 by year five. Combined with $7,083/yr in principal paydown, total projected return reaches $424,888.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 7.0% |
| Monthly Cash Flow | $2,069 | $1,200 |
City averages based on Welcome market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,852 |
| Total Monthly Debt Service | $4,477 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
4.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20693, Welcome, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 415 (100%) |
| Owner Occupied HU | 330 (79.5%) |
| Renter Occupied HU | 51 (12.3%) |
| Vacant Housing Units | 34 ( 8.2%) |
| Median Home Value | $484,615 |
| Average Home Value | $527,129 |
Housing Distribution
Address Breakdown
Residential
393
Single Family
393
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
4.12 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20693, Welcome, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 415 (100%) |
| Owner Occupied HU | 330 (79.5%) |
| Renter Occupied HU | 51 (12.3%) |
| Vacant Housing Units | 34 ( 8.2%) |
| Median Home Value | $484,615 |
| Average Home Value | $527,129 |
Housing Distribution
Address Breakdown
Residential
393
Single Family
393
Multi-Family
0
Businesses
17
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices