809 N Idaho AveGrangevilleID83530
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 809 N Idaho Ave, Grangeville, ID, 83530 in Grangeville at $224,000 earns $1,345/mo in rent and nets $57/mo after the $1,007/mo payment, a 7.21% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $61,887 over five years. Ziffy Mortgage underwrites this on a 1.34 DSCR without U.S. credit history. With $2,063/yr in principal paydown, total projected return reaches $88,160.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 5.0% |
| Monthly Cash Flow | $57 | $200 |
City averages based on Grangeville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,345 |
| Total Monthly Debt Service | $1,200 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83530, Grangeville, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,791 (100%) |
| Owner Occupied HU | 1,857 (66.5%) |
| Renter Occupied HU | 630 (22.6%) |
| Vacant Housing Units | 304 (10.9%) |
| Median Home Value | $324,375 |
| Average Home Value | $386,570 |
Housing Distribution
Address Breakdown
Residential
2,411
Single Family
2,246
Multi-Family
165
Businesses
343
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: IMLS
Mls ID: #98989425