8080 Canyon Ridge DrFriantCA93626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 8080 Canyon Ridge Dr, Friant, CA, 93626 in Friant at $649,990 earns $4,400/mo in rent and nets $181/mo after the $2,923/mo payment, a 8.12% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $179,580 over five years. Ziffy Mortgage underwrites this on a 1.51 DSCR without U.S. credit history. With $5,986/yr in principal paydown, total projected return reaches $258,968.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.0% |
| Monthly Cash Flow | $181 | $1,200 |
City averages based on Friant market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,400 |
| Total Monthly Debt Service | $3,960 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
6,969 sqft lot
$N/A/sqft
$198 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93626, Friant, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 739 (79.7%) |
| Renter Occupied HU | 73 ( 7.9%) |
| Vacant Housing Units | 115 (12.4%) |
| Median Home Value | $635,689 |
| Average Home Value | $694,120 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
6,969 sqft lot
$N/A/sqft
$198 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93626, Friant, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 927 (100%) |
| Owner Occupied HU | 739 (79.7%) |
| Renter Occupied HU | 73 ( 7.9%) |
| Vacant Housing Units | 115 (12.4%) |
| Median Home Value | $635,689 |
| Average Home Value | $694,120 |
Housing Distribution
Address Breakdown
Residential
635
Single Family
635
Multi-Family
0
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Nguyen • K. Hovnanian California Operat
Mls Name: Fresno MLS
Mls ID: #641288