808 Harvard BlvdDaytonOH45406
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 808 Harvard Blvd, Dayton, OH, 45406 in Dayton is straightforward: $115,000 in, $1,185/mo in rent, $429/mo out after debt service. The 12.37% gross yield and 2.29 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $31,772 by year five. With $1,059/yr in principal equity, the total cumulative return is projected at $71,411.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.4% | 8.1% |
| Monthly Cash Flow | $429 | $450 |
City averages based on Dayton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,185 |
| Total Monthly Debt Service | $711 |
| DSCR Ratio | 1.67x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1915
4,878 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45406, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,175 (100%) |
| Owner Occupied HU | 4,249 (38.0%) |
| Renter Occupied HU | 4,970 (44.5%) |
| Vacant Housing Units | 1,956 (17.5%) |
| Median Home Value | $91,202 |
| Average Home Value | $152,855 |
Housing Distribution
Address Breakdown
Residential
10,110
Single Family
8,015
Multi-Family
2,095
Businesses
418
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1915
4,878 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45406, Dayton, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,175 (100%) |
| Owner Occupied HU | 4,249 (38.0%) |
| Renter Occupied HU | 4,970 (44.5%) |
| Vacant Housing Units | 1,956 (17.5%) |
| Median Home Value | $91,202 |
| Average Home Value | $152,855 |
Housing Distribution
Address Breakdown
Residential
10,110
Single Family
8,015
Multi-Family
2,095
Businesses
418
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Esau • The Murphy Group
Mls Name: DABR MLS
Mls Provider:
Mls ID: #942619
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright Dayton Area Board of Realtors. All rights reserved. Information is deemed reliable but not guaranteed.