807 Vly Pointe DriveSchenectadyNY12309








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schenectady at 807 Vly Pointe Drive, Schenectady, NY, 12309 with 5% annual appreciation on a $419,800 basis while $3,140/mo rent supports operations. Total monthly income totals $3,140/mo and a $2,055/mo payment preserves $336/mo for cash returns. Annual cash flow comes to $4,036/yr on $139,164 deployed, and return on cash invested reaches 22.81% in year one. Equity gained on principal adds $2,709/yr, and five-year appreciation sums $115,983 alongside rental yield of 8.98%. Five-year ROI measures 119.05% and total cumulative return in cash totals $165,676.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,140/mo property income versus a $2,055/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Condo
Built in 2006
1,742 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12309, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,491 (100%) |
| Owner Occupied HU | 9,704 (71.9%) |
| Renter Occupied HU | 3,031 (22.5%) |
| Vacant Housing Units | 756 ( 5.6%) |
| Median Home Value | $348,109 |
| Average Home Value | $382,773 |
Housing Distribution
Address Breakdown
Residential
12,862
Single Family
12,210
Multi-Family
652
Businesses
513
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Listed by: Anthony M Gucciardo • Gucciardo Real Estate LLC
Mls Name: Global MLS
Mls ID: #202528871








