807 Janet Dr #DDunkertonIA50626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 807 Janet Dr #D, Dunkerton, IA, 50626 in Dunkerton achieves a 1.61 ratio at $254,900: $1,846/mo rent versus $1,146/mo debt service. Rental yield 8.69%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.69% yield compounds alongside 5% annual appreciation projecting $70,424 in value. Total projected cumulative return: $109,311.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $(85) | $400 |
City averages based on Dunkerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,846 |
| Total Monthly Debt Service | $1,554 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2006
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50626, Dunkerton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 702 (100%) |
| Owner Occupied HU | 532 (75.8%) |
| Renter Occupied HU | 124 (17.7%) |
| Vacant Housing Units | 46 ( 6.6%) |
| Median Home Value | $225,625 |
| Average Home Value | $237,876 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
503
Multi-Family
34
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2006
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50626, Dunkerton, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 702 (100%) |
| Owner Occupied HU | 532 (75.8%) |
| Renter Occupied HU | 124 (17.7%) |
| Vacant Housing Units | 46 ( 6.6%) |
| Median Home Value | $225,625 |
| Average Home Value | $237,876 |
Housing Distribution
Address Breakdown
Residential
537
Single Family
503
Multi-Family
34
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices