807 Fresno StZapataTX78076
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 807 Fresno St, Zapata, TX, 78076 in Zapata. At $190,000 it earns $1,718/mo in rent and distributes $367/mo to the owner after the $854/mo payment, a consistent 10.85% yield. DSCR 2.01 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $52,494 in value; $1,750/yr in principal paydown compounds ownership stake. Total projected return: $96,435.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $367 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,718 |
| Total Monthly Debt Service | $1,276 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
9,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78076, Zapata, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,833 (100%) |
| Owner Occupied HU | 3,383 (58.0%) |
| Renter Occupied HU | 918 (15.7%) |
| Vacant Housing Units | 1,532 (26.3%) |
| Median Home Value | $109,464 |
| Average Home Value | $178,795 |
Housing Distribution
Address Breakdown
Residential
5,154
Single Family
5,154
Multi-Family
0
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2001
9,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78076, Zapata, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,833 (100%) |
| Owner Occupied HU | 3,383 (58.0%) |
| Renter Occupied HU | 918 (15.7%) |
| Vacant Housing Units | 1,532 (26.3%) |
| Median Home Value | $109,464 |
| Average Home Value | $178,795 |
Housing Distribution
Address Breakdown
Residential
5,154
Single Family
5,154
Multi-Family
0
Businesses
350
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices