807 Banfield AveTorontoOH43964
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 807 Banfield Ave, Toronto, OH, 43964 in Toronto at $269,000, 5.96% gross yield, is a market-growth asset. Rental yield 5.96%. The $1,336/mo rent partially funds the $1,210/mo debt service; the core return is the 5%/yr price growth projected to add $74,320 over five years. Ziffy Mortgage's DSCR mortgage (1.10) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $74,581.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.2% |
| Monthly Cash Flow | $(433) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,336 |
| Total Monthly Debt Service | $1,662 |
| DSCR Ratio | 0.80x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1951
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43964, Toronto, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,304 (100%) |
| Owner Occupied HU | 2,849 (66.2%) |
| Renter Occupied HU | 990 (23.0%) |
| Vacant Housing Units | 465 (10.8%) |
| Median Home Value | $133,291 |
| Average Home Value | $158,734 |
Housing Distribution
Address Breakdown
Residential
4,105
Single Family
3,976
Multi-Family
129
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1951
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 43964, Toronto, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,304 (100%) |
| Owner Occupied HU | 2,849 (66.2%) |
| Renter Occupied HU | 990 (23.0%) |
| Vacant Housing Units | 465 (10.8%) |
| Median Home Value | $133,291 |
| Average Home Value | $158,734 |
Housing Distribution
Address Breakdown
Residential
4,105
Single Family
3,976
Multi-Family
129
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices