806 Garden AveEdenTX76837
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 806 Garden Ave, Eden, TX, 76837 in Eden: $2,213/mo in rent, $1,147/mo net, 17.71% gross yield, all on a $149,900 acquisition. The 3.28 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $41,415 in value, and $1,381/yr in principal paydown steadily builds equity. Projected total cumulative return: $131,267.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 17.7% | 6.2% |
| Monthly Cash Flow | $1,147 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,213 |
| Total Monthly Debt Service | $1,006 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
9,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76837, Eden, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 417 (58.6%) |
| Renter Occupied HU | 129 (18.1%) |
| Vacant Housing Units | 165 (23.2%) |
| Median Home Value | $100,750 |
| Average Home Value | $209,730 |
Housing Distribution
Address Breakdown
Residential
133
Single Family
100
Multi-Family
33
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
9,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76837, Eden, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 417 (58.6%) |
| Renter Occupied HU | 129 (18.1%) |
| Vacant Housing Units | 165 (23.2%) |
| Median Home Value | $100,750 |
| Average Home Value | $209,730 |
Housing Distribution
Address Breakdown
Residential
133
Single Family
100
Multi-Family
33
Businesses
62
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices