806 Diamond StBerlinPA15530
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder806 Diamond St, Berlin, PA, 15530 in Berlin is a stable, well-positioned rental at $153,000. Rental yield 7.46%. DSCR 1.38 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $42,271 in value and $1,409/yr in principal paydown builds equity, a total projected return of $55,029.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $(51) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $952 |
| Total Monthly Debt Service | $942 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15530, Berlin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,291 (100%) |
| Owner Occupied HU | 1,635 (71.4%) |
| Renter Occupied HU | 440 (19.2%) |
| Vacant Housing Units | 216 ( 9.4%) |
| Median Home Value | $190,804 |
| Average Home Value | $238,483 |
Housing Distribution
Address Breakdown
Residential
2,096
Single Family
2,031
Multi-Family
65
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15530, Berlin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,291 (100%) |
| Owner Occupied HU | 1,635 (71.4%) |
| Renter Occupied HU | 440 (19.2%) |
| Vacant Housing Units | 216 ( 9.4%) |
| Median Home Value | $190,804 |
| Average Home Value | $238,483 |
Housing Distribution
Address Breakdown
Residential
2,096
Single Family
2,031
Multi-Family
65
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Larry Custer • LD CUSTER REALTY & ASSOCIATES PC
Mls Name: My State MLS
Mls ID: #11596794