805 White AveCumberlandMD21502
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cumberland at 805 White Ave, Cumberland, MD, 21502 uses $72,897 cash to close to unlock $5,348/yr annual cash flow and $446/mo monthly cash flow. Total monthly income runs $1,813/mo, and a $1,076/mo payment keeps the spread at $446/mo. Purchase price stands at $219,900, and rental yield measures 9.89% with $1,813/mo rent. Return on cash invested shows 27.24% in year one, and 5% annual appreciation builds toward $60,754 over five years. Five-year ROI reaches 142.22% and total cumulative return in cash records $103,672. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,813/mo property income covering a $1,076/mo payment rather than investor’s personal income.
Single Family
Built in 1964
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21502, Cumberland, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,121 (100%) |
| Owner Occupied HU | 11,103 (58.1%) |
| Renter Occupied HU | 4,972 (26.0%) |
| Vacant Housing Units | 3,046 (15.9%) |
| Median Home Value | $165,221 |
| Average Home Value | $212,127 |
Housing Distribution
Address Breakdown
Residential
17,230
Single Family
15,703
Multi-Family
1,527
Businesses
1,428
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Listed by: Chrissy Schultz • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDAL2012570