805 Gray StMountain HomeAR72653
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow805 Gray St, Mountain Home, AR, 72653 in Mountain Home earns its strong cash-flow label: 11.64% yield, $2,027/mo rent, $771/mo net income, DSCR 2.16. The $208,888 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $57,712 by year five. Combined with $1,924/yr in principal paydown, total projected return reaches $128,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 4.5% |
| Monthly Cash Flow | $771 | $450 |
City averages based on Mountain Home market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,027 |
| Total Monthly Debt Service | $1,173 |
| DSCR Ratio | 1.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72653, Mountain Home, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,419 (100%) |
| Owner Occupied HU | 9,900 (64.2%) |
| Renter Occupied HU | 3,847 (24.9%) |
| Vacant Housing Units | 1,672 (10.8%) |
| Median Home Value | $211,304 |
| Average Home Value | $264,873 |
Housing Distribution
Address Breakdown
Residential
14,634
Single Family
13,925
Multi-Family
709
Businesses
1,138
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Loria Hamilton-Field • USRealty.com LLP
Mls Name: CARMLS
Mls Provider:
Mls ID: #24040519
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.