804 Pine Drive HtsOrofinoID83544
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing804 Pine Drive Hts, Orofino, ID, 83544 in Orofino is a stable, well-positioned rental at $338,000. Rental yield 6.86%. DSCR 1.27 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $93,383 in value and $3,113/yr in principal paydown builds equity, a total projected return of $126,722.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 8.0% |
| Monthly Cash Flow | $(12) | $500 |
City averages based on Orofino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,932 |
| Total Monthly Debt Service | $1,810 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83544, Orofino, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,063 (100%) |
| Owner Occupied HU | 1,988 (64.9%) |
| Renter Occupied HU | 551 (18.0%) |
| Vacant Housing Units | 524 (17.1%) |
| Median Home Value | $344,040 |
| Average Home Value | $400,513 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,918
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83544, Orofino, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,063 (100%) |
| Owner Occupied HU | 1,988 (64.9%) |
| Renter Occupied HU | 551 (18.0%) |
| Vacant Housing Units | 524 (17.1%) |
| Median Home Value | $344,040 |
| Average Home Value | $400,513 |
Housing Distribution
Address Breakdown
Residential
1,918
Single Family
1,918
Multi-Family
0
Businesses
250
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices