804 Cottonwood TrlSergeant BluffIA51054
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Sergeant Bluff at 804 Cottonwood Trl, Sergeant Bluff, IA, 51054 listed at $425,000 pairs $3,158/mo rent with a $2,080/mo payment to leave $398/mo cash flow. Total monthly income runs $3,158/mo, and annual cash flow reaches $4,776/yr on $140,888 cash to close. Return on cash invested measures 23.3% in year one, and rental yield registers 8.92% at a $425,000 basis. Equity gained on principal adds $2,742/yr, and annual property appreciation at 5% supports $117,420 by year five. Five-year ROI tracks 121.41% and total cumulative return in cash totals $171,053. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,158/mo property income relative to a $2,080/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 2014
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51054, Sergeant Bluff, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,289 (100%) |
| Owner Occupied HU | 1,631 (71.3%) |
| Renter Occupied HU | 540 (23.6%) |
| Vacant Housing Units | 118 ( 5.2%) |
| Median Home Value | $315,902 |
| Average Home Value | $319,917 |
Housing Distribution
Address Breakdown
Residential
2,039
Single Family
2,039
Multi-Family
0
Businesses
146
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Listed by: Sheryl Ford • United Real Estate Solutions
Mls Name: Northwest Iowa Regional BOR
Mls ID: #829748