803 Pine StFort ValleyGA31030
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 803 Pine St, Fort Valley, GA, 31030 in Fort Valley, $120,000, 9.16% gross yield, $186/mo net income. Consider it a market-entry position, the $916/mo rent covers the $540/mo payment with a margin, and 5%/yr appreciation is projected to add $33,154 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.70) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $57,369.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 7.0% |
| Monthly Cash Flow | $186 | $400 |
City averages based on Fort Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $916 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31030, Fort Valley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,792 (100%) |
| Owner Occupied HU | 4,132 (53.0%) |
| Renter Occupied HU | 2,618 (33.6%) |
| Vacant Housing Units | 1,042 (13.4%) |
| Median Home Value | $181,798 |
| Average Home Value | $278,789 |
Housing Distribution
Address Breakdown
Residential
6,937
Single Family
6,686
Multi-Family
251
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jeffrey Egnatz • Amo Realty
Mls Name: GAMLS
Mls ID: #10690926