801 National City BlvdNational CityCA91950
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowTight but positive: 801 National City Blvd, National City, CA, 91950 in National City at $250,000 earns $2,174/mo in rent and nets $196/mo after the $1,124/mo payment, a 10.44% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $69,070 over five years. Ziffy Mortgage underwrites this on a 1.93 DSCR without U.S. credit history. With $2,303/yr in principal paydown, total projected return reaches $109,309.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.5% |
| Monthly Cash Flow | $196 | $300 |
City averages based on National City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,174 |
| Total Monthly Debt Service | $1,879 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
N/A lot
$N/A/sqft
$403 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91950, National City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,612 (100%) |
| Owner Occupied HU | 5,954 (32.0%) |
| Renter Occupied HU | 11,718 (63.0%) |
| Vacant Housing Units | 940 ( 5.1%) |
| Median Home Value | $663,182 |
| Average Home Value | $809,394 |
Housing Distribution
Address Breakdown
Residential
17,880
Single Family
13,328
Multi-Family
4,552
Businesses
2,235
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
N/A lot
$N/A/sqft
$403 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91950, National City, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,612 (100%) |
| Owner Occupied HU | 5,954 (32.0%) |
| Renter Occupied HU | 11,718 (63.0%) |
| Vacant Housing Units | 940 ( 5.1%) |
| Median Home Value | $663,182 |
| Average Home Value | $809,394 |
Housing Distribution
Address Breakdown
Residential
17,880
Single Family
13,328
Multi-Family
4,552
Businesses
2,235
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jose A Cortes • Southwest, Realtors
Mls Name: SDMLS
Mls Provider:
Mls ID: #240026540
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