800 N 4th St, Saint Charles, MO, 63301 | $511/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Charles at 800 N 4th St, Saint Charles, MO, 63301 generates $1,843/mo in rent and, after a $1,047/mo payment, leaves $511/mo in cash flow. Total monthly income is $1,843/mo, and annual cash flow is $6,128/yr on $70,941 invested. Return on cash invested sits at 28.55% in year one, and rental yield is 10.33% on a $214,000 entry. Equity gained on principal adds $1,381/yr, while 5% annual appreciation builds toward $59,124 over five years. Five-year ROI reaches 149.23% and total cumulative return in cash sums $105,863. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,843/mo property income rather than buyer’s personal income.

Single Family

Built in 1950

2,491 sqft lot

$N/A/sqft

No HOA