800 Dolan Rd SPC 36Moss LandingCA95039
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis is a cash-flow-light asset: 800 Dolan Rd SPC 36, Moss Landing, CA, 95039 in Moss Landing, $435,000, 7.6% gross yield, $64/mo net income. Consider it a market-entry position, the $2,755/mo rent covers the $1,956/mo payment with a margin, and 5%/yr appreciation is projected to add $120,182 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.41) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $169,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.0% |
| Monthly Cash Flow | $64 | $1,200 |
City averages based on Moss Landing market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,755 |
| Total Monthly Debt Service | $2,518 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95039, Moss Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 438 (100%) |
| Owner Occupied HU | 247 (56.4%) |
| Renter Occupied HU | 160 (36.5%) |
| Vacant Housing Units | 31 ( 7.1%) |
| Median Home Value | $462,500 |
| Average Home Value | $597,318 |
Housing Distribution
Address Breakdown
Residential
453
Single Family
413
Multi-Family
40
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2019
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95039, Moss Landing, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 438 (100%) |
| Owner Occupied HU | 247 (56.4%) |
| Renter Occupied HU | 160 (36.5%) |
| Vacant Housing Units | 31 ( 7.1%) |
| Median Home Value | $462,500 |
| Average Home Value | $597,318 |
Housing Distribution
Address Breakdown
Residential
453
Single Family
413
Multi-Family
40
Businesses
159
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Reign Home • Room Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82013463