80 Parks St APT 5DuxburyMA02332
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 80 Parks St APT 5, Duxbury, MA, 02332 in Duxbury at $319,000 earns $2,146/mo in rent and nets $135/mo after the $1,434/mo payment, a 8.07% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $88,134 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $2,938/yr in principal paydown, total projected return reaches $129,867.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.0% |
| Monthly Cash Flow | $135 | $1,200 |
City averages based on Duxbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,146 |
| Total Monthly Debt Service | $1,884 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1883
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02332, Duxbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,652 (100%) |
| Owner Occupied HU | 5,208 (78.3%) |
| Renter Occupied HU | 801 (12.0%) |
| Vacant Housing Units | 643 ( 9.7%) |
| Median Home Value | $882,764 |
| Average Home Value | $991,427 |
Housing Distribution
Address Breakdown
Residential
5,767
Single Family
5,115
Multi-Family
652
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1883
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02332, Duxbury, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,652 (100%) |
| Owner Occupied HU | 5,208 (78.3%) |
| Renter Occupied HU | 801 (12.0%) |
| Vacant Housing Units | 643 ( 9.7%) |
| Median Home Value | $882,764 |
| Average Home Value | $991,427 |
Housing Distribution
Address Breakdown
Residential
5,767
Single Family
5,115
Multi-Family
652
Businesses
181
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristen Bishop • The Firm
Mls Name: MLS PIN
Mls ID: #73428323