80 Lloyds RdWellingtonAL36279
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 80 Lloyds Rd, Wellington, AL, 36279 in Wellington earns a 8.44% gross yield at $375,000. Rent of $2,638/mo nets $521/mo after the $1,686/mo mortgage. The 1.56 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $103,606 and $3,454/yr in equity accumulation project a total cumulative return of $174,872.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 0.0% |
| Monthly Cash Flow | $521 | $0 |
City averages based on Wellington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,638 |
| Total Monthly Debt Service | $1,967 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
7.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36279, Wellington, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,020 (100%) |
| Owner Occupied HU | 762 (74.7%) |
| Renter Occupied HU | 130 (12.7%) |
| Vacant Housing Units | 128 (12.5%) |
| Median Home Value | $234,118 |
| Average Home Value | $231,001 |
Housing Distribution
Address Breakdown
Residential
1,066
Single Family
1,066
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
7.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36279, Wellington, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,020 (100%) |
| Owner Occupied HU | 762 (74.7%) |
| Renter Occupied HU | 130 (12.7%) |
| Vacant Housing Units | 128 (12.5%) |
| Median Home Value | $234,118 |
| Average Home Value | $231,001 |
Housing Distribution
Address Breakdown
Residential
1,066
Single Family
1,066
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Taylor Mcallister • Keller Williams Realty Group
Mls Name: GALMLS
Mls Provider:
Mls ID: #21401313
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.