80 Chambers St APT 12DNew YorkNY10007
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 80 Chambers St APT 12D, New York, NY, 10007 in New York: $13,200/mo in rent, $6,755/mo net, 38.93% gross yield, all on a $406,841 acquisition. The 7.22 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $112,403 in value, and $3,747/yr in principal paydown steadily builds equity. Projected total cumulative return: $606,084.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 38.9% | 4.8% |
| Monthly Cash Flow | $6,755 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $13,200 |
| Total Monthly Debt Service | $6,283 |
| DSCR Ratio | 2.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1930
N/A lot
$N/A/sqft
$2,419 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10007, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,044 (100%) |
| Owner Occupied HU | 1,410 (28.0%) |
| Renter Occupied HU | 3,001 (59.5%) |
| Vacant Housing Units | 633 (12.5%) |
| Median Home Value | $1,607,143 |
| Average Home Value | $1,583,307 |
Housing Distribution
Address Breakdown
Residential
4,089
Single Family
14
Multi-Family
4,075
Businesses
1,149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Apartment
Built in 1930
N/A lot
$N/A/sqft
$2,419 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10007, New York, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,044 (100%) |
| Owner Occupied HU | 1,410 (28.0%) |
| Renter Occupied HU | 3,001 (59.5%) |
| Vacant Housing Units | 633 (12.5%) |
| Median Home Value | $1,607,143 |
| Average Home Value | $1,583,307 |
Housing Distribution
Address Breakdown
Residential
4,089
Single Family
14
Multi-Family
4,075
Businesses
1,149
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices