80 6th Ave SMotleyMN56466
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 80 6th Ave S, Motley, MN, 56466 in Motley speaks for itself: 11.32% gross on a $219,900 price, generating $2,075/mo in rent and $702/mo in net income after the $989/mo debt service. DSCR 2.10, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,420 stacks alongside $60,754 in projected five-year appreciation and $2,025/yr in principal reduction. Projected total cumulative return: $128,645.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 5.5% |
| Monthly Cash Flow | $702 | $600 |
City averages based on Motley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,075 |
| Total Monthly Debt Service | $1,286 |
| DSCR Ratio | 1.61x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56466, Motley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,260 (100%) |
| Owner Occupied HU | 1,135 (50.2%) |
| Renter Occupied HU | 290 (12.8%) |
| Vacant Housing Units | 835 (36.9%) |
| Median Home Value | $308,454 |
| Average Home Value | $349,231 |
Housing Distribution
Address Breakdown
Residential
1,503
Single Family
1,444
Multi-Family
59
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56466, Motley, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,260 (100%) |
| Owner Occupied HU | 1,135 (50.2%) |
| Renter Occupied HU | 290 (12.8%) |
| Vacant Housing Units | 835 (36.9%) |
| Median Home Value | $308,454 |
| Average Home Value | $349,231 |
Housing Distribution
Address Breakdown
Residential
1,503
Single Family
1,444
Multi-Family
59
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices