8 Whittier Pl APT 22ABostonMA02114
INVESTMENT ANALYSIS
Investment Verdict
Solid Income8 Whittier Pl APT 22A, Boston, MA, 02114 in Boston carries a 1.63 coverage ratio, rent of $3,883/mo is 1.63 times the $2,379/mo payment. Rental yield 8.81%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $529,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $146,153; total projected cumulative return: $164,986.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 4.2% |
| Monthly Cash Flow | $(638) | $1,850 |
City averages based on Boston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,883 |
| Total Monthly Debt Service | $4,310 |
| DSCR Ratio | 0.90x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1964
N/A lot
$N/A/sqft
$1,121 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02114, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,898 (100%) |
| Owner Occupied HU | 1,846 (16.9%) |
| Renter Occupied HU | 7,855 (72.1%) |
| Vacant Housing Units | 1,197 (11.0%) |
| Median Home Value | $1,194,444 |
| Average Home Value | $1,273,178 |
Housing Distribution
Address Breakdown
Residential
10,381
Single Family
557
Multi-Family
9,824
Businesses
1,040
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1964
N/A lot
$N/A/sqft
$1,121 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02114, Boston, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,898 (100%) |
| Owner Occupied HU | 1,846 (16.9%) |
| Renter Occupied HU | 7,855 (72.1%) |
| Vacant Housing Units | 1,197 (11.0%) |
| Median Home Value | $1,194,444 |
| Average Home Value | $1,273,178 |
Housing Distribution
Address Breakdown
Residential
10,381
Single Family
557
Multi-Family
9,824
Businesses
1,040
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices