8 Whitins Rd #ASuttonMA01590
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 8 Whitins Rd #A, Sutton, MA, 01590 in Sutton. At $485,000 it earns $3,491/mo in rent and distributes $434/mo to the owner after the $2,181/mo payment, a consistent 8.64% yield. DSCR 1.60 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $133,997 in value; $4,467/yr in principal paydown compounds ownership stake. Total projected return: $212,073.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.1% |
| Monthly Cash Flow | $434 | $250 |
City averages based on Sutton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,491 |
| Total Monthly Debt Service | $2,864 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
4,574 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01590, Sutton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,641 (100%) |
| Owner Occupied HU | 3,176 (87.2%) |
| Renter Occupied HU | 331 ( 9.1%) |
| Vacant Housing Units | 134 ( 3.7%) |
| Median Home Value | $629,731 |
| Average Home Value | $650,338 |
Housing Distribution
Address Breakdown
Residential
3,427
Single Family
3,427
Multi-Family
0
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
4,574 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01590, Sutton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,641 (100%) |
| Owner Occupied HU | 3,176 (87.2%) |
| Renter Occupied HU | 331 ( 9.1%) |
| Vacant Housing Units | 134 ( 3.7%) |
| Median Home Value | $629,731 |
| Average Home Value | $650,338 |
Housing Distribution
Address Breakdown
Residential
3,427
Single Family
3,427
Multi-Family
0
Businesses
271
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharon Ridley • StartPoint Realty
Mls Name: MLS PIN
Mls ID: #73419181