8 Singletree LnGlen CarbonIL62034
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 8 Singletree Ln, Glen Carbon, IL, 62034 in Glen Carbon is narrow, $175/mo net on $1,493/mo rent after the $854/mo debt service, but the property operates at break-even-plus, not a loss. At $190,000 with a 9.43% yield, the long-run equity case via 5% appreciation ($52,494 over five years) and $1,750/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.75 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $83,991.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.4% |
| Monthly Cash Flow | $175 | $250 |
City averages based on Glen Carbon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,493 |
| Total Monthly Debt Service | $1,242 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
4,281 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
4,281 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mesha Jackson • Coldwell Banker Brown Realtors
Mls Name: MARIS
Mls ID: #25052178