8 Maple DrWarwickNY10990



INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 8 Maple Dr, Warwick, NY, 10990 in Warwick delivers $3,539/mo in gross rent and $540/mo in net monthly income at a $449,000 entry. The 9.46% yield and 1.75 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $124,050 over five years and $4,135/yr in equity from loan paydown, total projected return is $206,036.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 6.2% |
| Monthly Cash Flow | $540 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,539 |
| Total Monthly Debt Service | $2,820 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1958
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10990, Warwick, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,263 (100%) |
| Owner Occupied HU | 6,045 (73.2%) |
| Renter Occupied HU | 1,736 (21.0%) |
| Vacant Housing Units | 482 ( 5.8%) |
| Median Home Value | $563,507 |
| Average Home Value | $600,242 |
Housing Distribution
Address Breakdown
Residential
7,919
Single Family
7,519
Multi-Family
400
Businesses
681



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1958
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 10990, Warwick, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,263 (100%) |
| Owner Occupied HU | 6,045 (73.2%) |
| Renter Occupied HU | 1,736 (21.0%) |
| Vacant Housing Units | 482 ( 5.8%) |
| Median Home Value | $563,507 |
| Average Home Value | $600,242 |
Housing Distribution
Address Breakdown
Residential
7,919
Single Family
7,519
Multi-Family
400
Businesses
681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: James Bean • Coldwell Banker Realty
Mls Name: GSMLS
Mls Provider:
Mls ID: #3938557
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