8 Kinross Rd APT 2BrightonMA02135
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 8 Kinross Rd APT 2, Brighton, MA, 02135 in Brighton at $528,000 earns $3,436/mo in rent and nets $108/mo after the $2,374/mo payment, a 7.81% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $145,877 over five years. Ziffy Mortgage underwrites this on a 1.45 DSCR without U.S. credit history. With $4,863/yr in principal paydown, total projected return reaches $207,473.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $108 | $1,300 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,436 |
| Total Monthly Debt Service | $3,118 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1925
782 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02135, Brighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,602 (100%) |
| Owner Occupied HU | 4,576 (19.4%) |
| Renter Occupied HU | 17,332 (73.4%) |
| Vacant Housing Units | 1,694 ( 7.2%) |
| Median Home Value | $758,056 |
| Average Home Value | $799,045 |
Housing Distribution
Address Breakdown
Residential
23,145
Single Family
7,348
Multi-Family
15,797
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1925
782 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 02135, Brighton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,602 (100%) |
| Owner Occupied HU | 4,576 (19.4%) |
| Renter Occupied HU | 17,332 (73.4%) |
| Vacant Housing Units | 1,694 ( 7.2%) |
| Median Home Value | $758,056 |
| Average Home Value | $799,045 |
Housing Distribution
Address Breakdown
Residential
23,145
Single Family
7,348
Multi-Family
15,797
Businesses
904
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Batya & Alex Team • William Raveis R.E. & Home Services
Mls Name: MLS PIN
Mls ID: #73443918