8 Hillcrest DriveKimberling CityMO65686
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8 Hillcrest Drive, Kimberling City, MO, 65686 in Kimberling City: $3,029/mo in rent, $257/mo in net income, 8.17% gross yield, 1.51 DSCR, all at $444,999. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $122,945 in appreciation and $4,098/yr in principal paydown projects total cumulative return of $185,402.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $257 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,029 |
| Total Monthly Debt Service | $2,594 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65686, Kimberling City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,481 (100%) |
| Owner Occupied HU | 1,882 (54.1%) |
| Renter Occupied HU | 335 ( 9.6%) |
| Vacant Housing Units | 1,264 (36.3%) |
| Median Home Value | $309,783 |
| Average Home Value | $402,632 |
Housing Distribution
Address Breakdown
Residential
2,587
Single Family
2,335
Multi-Family
252
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65686, Kimberling City, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,481 (100%) |
| Owner Occupied HU | 1,882 (54.1%) |
| Renter Occupied HU | 335 ( 9.6%) |
| Vacant Housing Units | 1,264 (36.3%) |
| Median Home Value | $309,783 |
| Average Home Value | $402,632 |
Housing Distribution
Address Breakdown
Residential
2,587
Single Family
2,335
Multi-Family
252
Businesses
196
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Selenia Hulen-Ehrlich • Keller Williams Tri-Lakes
Mls Name: SOMOMLS
Mls ID: #60315381