8 High StAshburnhamMA01430
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 8 High St, Ashburnham, MA, 01430 in Ashburnham is a conservative rental investment at $424,900. Rental yield 7.04%. A 1.30 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $117,392; $3,913/yr in principal paydown supplements. Total projected return: $149,414.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.0% |
| Monthly Cash Flow | $(185) | $450 |
City averages based on Ashburnham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,493 |
| Total Monthly Debt Service | $2,509 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1913
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1913
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christina Sargent • Foster-Healey Real Estate
Mls Name: MLS PIN
Mls ID: #73413210