8 Creekside OverlookHiramGA30141
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeMost investment properties struggle to clear the 1.25x DSCR minimum. 8 Creekside Overlook, Hiram, GA, 30141 in Hiram clears it at 1.67, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 9.03%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $95,345; $3,178/yr in principal equity; total projected return: $132,714.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 6.0% |
| Monthly Cash Flow | $(2) | $200 |
City averages based on Hiram market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,598 |
| Total Monthly Debt Service | $2,463 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
3,484 sqft lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30141, Hiram, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,378 (100%) |
| Owner Occupied HU | 6,648 (70.9%) |
| Renter Occupied HU | 2,381 (25.4%) |
| Vacant Housing Units | 349 ( 3.7%) |
| Median Home Value | $287,441 |
| Average Home Value | $305,229 |
Housing Distribution
Address Breakdown
Residential
9,160
Single Family
8,479
Multi-Family
681
Businesses
1,073
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
3,484 sqft lot
$N/A/sqft
$500 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30141, Hiram, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,378 (100%) |
| Owner Occupied HU | 6,648 (70.9%) |
| Renter Occupied HU | 2,381 (25.4%) |
| Vacant Housing Units | 349 ( 3.7%) |
| Median Home Value | $287,441 |
| Average Home Value | $305,229 |
Housing Distribution
Address Breakdown
Residential
9,160
Single Family
8,479
Multi-Family
681
Businesses
1,073
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices