8 County Road 25CrossvilleAL35962
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 8 County Road 25, Crossville, AL, 35962 in Crossville. Rental yield 4.64%. At $185,000 with 4.64% gross yield, current distributions are modest, but the 5% appreciation rate projects $51,112 in new equity by year five, complemented by $1,704/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.86) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $48,557.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 8.0% |
| Monthly Cash Flow | $(329) | $1,200 |
City averages based on Crossville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $715 |
| Total Monthly Debt Service | $971 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35962, Crossville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,816 (100%) |
| Owner Occupied HU | 1,924 (68.3%) |
| Renter Occupied HU | 601 (21.3%) |
| Vacant Housing Units | 291 (10.3%) |
| Median Home Value | $162,043 |
| Average Home Value | $218,842 |
Housing Distribution
Address Breakdown
Residential
2,714
Single Family
2,714
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2026
0.57 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35962, Crossville, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,816 (100%) |
| Owner Occupied HU | 1,924 (68.3%) |
| Renter Occupied HU | 601 (21.3%) |
| Vacant Housing Units | 291 (10.3%) |
| Median Home Value | $162,043 |
| Average Home Value | $218,842 |
Housing Distribution
Address Breakdown
Residential
2,714
Single Family
2,714
Multi-Family
0
Businesses
107
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Rachel Weiss • Weiss Realty LLC
Mls Name: ValleyMLS
Mls ID: #21909342