8 Caterham CtBaltimoreMD21237
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8 Caterham Ct, Baltimore, MD, 21237 in Baltimore speaks for itself: 11.12% gross on a $349,900 price, generating $3,241/mo in rent and $1,065/mo in net income after the $1,573/mo debt service. DSCR 2.06, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,780 stacks alongside $96,671 in projected five-year appreciation and $3,223/yr in principal reduction. Projected total cumulative return: $201,286.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 4.8% |
| Monthly Cash Flow | $1,065 | $850 |
City averages based on Baltimore market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,241 |
| Total Monthly Debt Service | $2,037 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2001
1,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2001
1,799 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21237, Rosedale, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,469 (100%) |
| Owner Occupied HU | 7,212 (57.8%) |
| Renter Occupied HU | 4,603 (36.9%) |
| Vacant Housing Units | 654 ( 5.2%) |
| Median Home Value | $332,660 |
| Average Home Value | $400,522 |
Housing Distribution
Address Breakdown
Residential
12,854
Single Family
9,375
Multi-Family
3,479
Businesses
1,120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices